Free tax estimator

Estimate federal and state income tax plus Medicare IRMAA surcharges for the current tax year or the first five years after your planned retirement.

What you get

• Current-year snapshot from age, filing status, state, and W-2 income
• Five-year retirement window with spending, account balances, and Social Security
• Standard taxable → IRA → Roth withdrawal sequence (no strategy optimizer in the free tool)

Full Quala app

Log in to compare withdrawal strategies, optimize Roth conversions, compare states, and run projections through age 100.

Do I need an account?

No for this free estimator. Create an account to minimize lifetime taxes with advanced tools.

Is this tax advice?

No. Educational estimates only; consult a qualified tax professional.

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